Coerced Debt

Survivors of domestic violence face numerous obstacles to becoming safe and rebuilding their lives. Even after personal safety challenges are addressed, recent studies have found that economic abuse, in the form of coerced debt, lingers through the bad credit caused by the abuser. Coerced debt is debt incurred by an abuser, in the name of a victim of domestic violence, through threat, force or fraud. It is a form of coercive control, identity theft, and economic abuse. Consumer reports and credit scores impact vast parts of our economic lives — from the ability to rent an apartment and get a job to the cost of insurance and credit. By expanding awareness of coerced debt and its impacts on survivors of domestic violence, as well as promoting policy solutions to address this growing problem, we can offer key economic support to survivors of domestic violence to gain, maintain or rebuild financial security. 

Team Members

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Headshot of Ann Baddour

Ann Baddour

Director,
Fair Financial Services Project

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Headshot of Briana Gordley

Briana Gordley, LMSW

Senior Policy Analyst,
Fair Financial Services Project

Key Statistics

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93%

93% of survivors of domestic violence in Texas experience economic abuse. (2018 Texas State Plan, at 108)

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51%

51% of survivors surveyed in Texas and Louisiana, experienced coerced debts. (CSAJ, 2022 at 8)

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1 Toolkit

Texas Appleseed, in partnership with the Texas Coalition on Coerced Debt, published a toolkit, in both English and Spanish, to help survivors recover from coerced debt.