Texas Appleseed Blog

Tweet

Questions and Answers on Insurance Claims

Homeowner’s insurance plays a vital role in disaster recovery, not only helping families and businesses to rebuild, but also providing coverage for temporary housing and replacing personal possessions. However, homeowner’s insurance does not cover flood or windstorm damage for certain homeowners. Flood insurance through the National Flood Insurance Program and windstorm insurance through the Texas Windstorm Insurance Association are separate insurance policies with different coverage.  We wanted to take a moment to answer some questions that have come up related to insurance claims in Harvey’s wake.

Our new fact sheet covers some of these major issues below, plus includes tips for filing a claim and other resources.  

• Filing dates
• The major effects of HB 1774, a new law that went into effect on September 1
• What happens after filing a claim
• Information on whether insurance will help with any living expenses while you are not in your home
• What to do while waiting for a response from your insurance company

 [DOWNLOAD IT HERE]

 

 

 

Maddie Sloan is the Director of Fair Housing and Disaster Recovery at Texas Appleseed. We send a special thanks to Akin Gump Strauss Hauer & Feld LLP for their pro bono help with this fact sheet.

Recent Posts

Educational Rights of Students Displaced by Harvey

Yesterday, the Texas Tribune ran a story about a six-year-old girl named Karla.  She and her father fled Houston’s rising flood waters... more

Recovering from Hurricane Harvey: Banks, Credit Unions, and Lenders Can Make a Real Difference for Families

Banks, credit unions, mortgage lenders and consumer lenders all have an important role to play in the Hurricane Harvey recovery. Families... more

What Texas Knows from Previous Disasters

In the midst of Texas’ first hurricane since Ike and Dolly in 2008, we need to make sure that all members of our communities are included... more

What the Many Owe the Few: Standing Up to Hatred and Bigotry

I am married to a man who is an ardent World War II expert — an armchair expert, mind you, not an academic.  He grew up in the shadow of... more

Pages