Research & Reports

Title Project Area Issue/Topic Document Type Date
Link: Dashboard: Payday and Auto Title Lending in Texas, 2012-2022 Fair Financial Services Payday & Auto Title Lending Reform More Resources
File: Oppose HB 225: Stop the Expansion of High-Cost Lending in Texas Fair Financial Services Payday & Auto Title Lending Reform More Resources
File: Comment Letter Re: Request for Information Regarding Fees Imposed by Providers of Consumer Financial Products or Services Fair Financial Services Payday & Auto Title Lending Reform More Resources
File: Comment Letter Regarding Joint Proposal to Strengthen and Modernize Community Reinvestment Act Regulations Fair Financial Services, Disaster Recovery & Fair Housing Payday & Auto Title Lending Reform, Equitable Disaster Recovery More Resources
File: Payday and Auto Title Lending in Texas Market Overview: 2012-2021 Fair Financial Services Payday & Auto Title Lending Reform More Resources
File: Concerns About SB 1089, HB 2432 (via TFLA) Fair Financial Services Payday & Auto Title Lending Reform More Resources
File: Why Texas Needs Payday and Auto Title Lending Reform NOW (from TFLA) Fair Financial Services Payday & Auto Title Lending Reform More Resources
File: City Ordinances to Address Payday and Auto Title Loan Cycle of Debt and Affordability Challenges (from TFLA) Fair Financial Services Payday & Auto Title Lending Reform More Resources
File: Texas Attorney General Opinion: Threatens Basic Borrower Protections for High-Cost Loans Fair Financial Services Payday & Auto Title Lending Reform More Resources
File: Fact Sheet: Texas Voters Overwhelmingly Support 36% Rate Cap Fair Financial Services Payday & Auto Title Lending Reform More Resources
File: Letter to the Office of Consumer Credit Commissioner from TFLA and Faith Leaders 4 Fair Lending Re: COVID-19 Fair Financial Services Payday & Auto Title Lending Reform More Resources
File: Oppose HB 3292: Texas Should NOT Re-open the Sale-Leaseback High-Cost Lending Loophole Fair Financial Services Payday & Auto Title Lending Reform More Resources
File: Opinion - State of Texas vs Money Store Fair Financial Services Payday & Auto Title Lending Reform More Resources
File: Opinion - State of Texas vs. ACSO Fair Financial Services Payday & Auto Title Lending Reform More Resources
File: Amicus Brief - State of Texas vs. Money Store Fair Financial Services Payday & Auto Title Lending Reform More Resources
File: Amicus Brief - State of TX vs. ACSO of Texas Fair Financial Services Payday & Auto Title Lending Reform More Resources
File: Comments to the Consumer Financial Protection Bureau (CFPB): Proposed Rulemaking on Payday, Vehicle Title, and Certain High-Cost Installment Loans Fair Financial Services Payday & Auto Title Lending Reform More Resources
File: Comments to the Consumer Financial Protection Bureau (CFPB): Proposed Rulemaking on Payday, Vehicle Title, and Certain High-Cost Installment Loans Fair Financial Services Payday & Auto Title Lending Reform More Resources
File: Comment on Docket No. CFPB-2016- 0020, RIN 3170-AA51 regarding the Consumer Financial Protection Bureau’s Proposed Rule Banning the Use of “No Class Action” Pre-Dispute Arbitration Agreements Fair Financial Services Payday & Auto Title Lending Reform More Resources
Link: List of Texas Cities: Unified Ordinance Fair Financial Services Payday & Auto Title Lending Reform More Resources
File: Comments to the CFPB: Prepaid Accounts Under the Electronic Fund Transfer Act (Regulation E) and the Truth in Lending Act (Regulation Z) Fair Financial Services Payday & Auto Title Lending Reform More Resources
Video: Gail's Installment Loan Story Fair Financial Services Payday & Auto Title Lending Reform More Resources
File: Complaint: Ongoing Trend of Unlawful Use of Criminal Charges by Payday Loan Businesses to Collect Debts Fair Financial Services Payday & Auto Title Lending Reform More Resources
File: DOD Comments: Limitations on Terms of Consumer Credit Extended to Service Members and Dependents; US Department of Defense Proposed Rule Fair Financial Services Payday & Auto Title Lending Reform More Resources
File: Infographic: Payday & Auto Title Lending in Texas (Drains Economy, Hurts Families) Fair Financial Services Payday & Auto Title Lending Reform More Resources
File: Texas: State, Local, and Self-Imposed Standards for Payday and Auto Title Credit Access Businesses, An Austin-Based Compliance Survey Fair Financial Services Payday & Auto Title Lending Reform More Resources
File: Summary of Texas Payday and Auto Title Lending City Ordinances Fair Financial Services Payday & Auto Title Lending Reform More Resources
File: Short-Term Lending Survey: Polling Memo Fair Financial Services Payday & Auto Title Lending Reform More Resources
File: DOD Comments: Limitations on Terms of Consumer Credit Extended to Service Members and Dependents Fair Financial Services Payday & Auto Title Lending Reform More Resources
File: Veterans Facilities and Payday and Auto Title Locations in Texas Fair Financial Services Payday & Auto Title Lending Reform More Resources
File: Community Reinvestment Act: Interagency Questions and Answers Regarding Community Reinvestment Fair Financial Services Payday & Auto Title Lending Reform More Resources