Resources
Civil Asset Forfeiture Fact Sheet
January 28, 2015
Complaint: Ongoing Trend of Unlawful Use of Criminal Charges by Payday Loan Businesses to Collect Debts
December 17, 2014
Texas Appleseed complaint to the Consumer Financial Protection Bureau (CFPB), Office of the Texas Attorney General, the Federal Trade Commission (FTC), and the Texas Office of Consumer Credit Commissioner (OCCC) urging them to take action to end the practice of payday loan businesses filing criminal complaints against borrowers as a debt collection tool.
Disaster Recovery & Fair Housing Video
December 16, 2014
Gail's Installment Loan Story
December 5, 2014
Gail, from Houston, discusses the payday lending debt trap.
DOD Comments: Limitations on Terms of Consumer Credit Extended to Service Members and Dependents; US Department of Defense Proposed Rule
December 2, 2014
Texas Appleseed strongly supports the U.S. Department of Defense (“the Department”) proposed rules to expand the scope of consumer credit covered under the Military Lending Act (“MLA”) to a wider range of closed-end and open-end consumer credit products. Establishing a definition of consumer credit that is consistent with the consumer credit products afforded protections under the Truth in Lending Act (“TILA”) will address important short-comings in the current MLA rules. It will also ensure that the MLA is achieving its intended purpose: to protect military personnel from “predatory lending [that] undermines military readiness, harms the morale of troops and their families, and adds to the cost of fielding an all-volunteer fighting force.”
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